Education loan is available up to Rs: 10/- lacs for higher study in the faculty of Medical, Engineering and IT. Students who have secured 60% and above marks in 12th standard can avail loan facility. Loan against Education Ornaments Why go for Personal or Business loans when you have the power of gold with you! Get a loan against your gold, in minutes! Loans up to One Crore rupees. Draw instant Cash by pledging your Education Ornaments and Jewellery.Higher loan amounts, depending on purity, net weight of the gold.