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About Us
The Sardargunj Mercantile Co.Op.Bank Ltd,PatanThe Sardargunj Mercantile Co.op Bank Ltd, Patan. (N.Guj.) We have been appointed as statutory auditors for your bank vide letter from Reserve Bank of india, Ahemedabad,Gujarat State Letter No.AMD.DOS.MAG.ACG & LEGAL.NO.S989/02-16-028/2021-2022 Dated 16.11.2021 and bank has also confirmed appointment in resolution No.9 of board meeting held on 15.12.2021. As per the condition of the appointment we have completed the audit on the basis of information provided by Banks.
We will create and maintain a professional environment that invites the ideas of our employees, fosters the confidence of our shareholders, and exceeds the expectations of our customers. To earn the loyalty of employees, customers and the community by operating with integrity and fairness at all times and we have employees who are empowered to build long-term relationships with our customers and provide our shareholders long-term growth and an attractive return on their investment in the bank
Our Services
The Sardargunj mercantile co op bank has started Mobile Banking / IMPS. Now you can transfer funds, Request for cheque book, Statement, Positive Pay System etc. Hurry….. Contact nearest Branch for Registration
Read MoreThe Sardargunj Mercantile Co.Op Bank has Sub-membership for RTGS, NEFT and IMPS with The Gujarat State Cooperative Bank Ltd,Ahmedabad It's electronic payment system to transfer funds from one to another in Accounts and Banks
Read MoreFinancial Strength 2023-24
Share Capital
383+
Lakh
Net Profit
438+
Lakh
Deposits
21181+
Lakh
Advances
12380+
Lakh
Financial Strength 2023-24
| Rs. in Lacs | |
| Share Capital | 383.33 |
| Reserve Fund | 945.66 |
| Deposit | 21181.89 |
| Loans & Advances | 12380.01 |
| Investment | 10968.44 |
| Profit | 438.59 |
| C.D. Ratio | 58.45% |
| Gross NPA Net NPA |
387.76 0 |
Interest Rate
Interest Rate Of Bank`s Loan
|
Sr.No. |
Loan & Advances |
Interest Rate |
| 1 | Hypothecation C.C (HP) | 10.50% |
| 2 | P.C.C (PC) | 10.00% |
| 3 | S.C.C. (SC) | 10.50% |
| 4 | ADVANCED SECURED GOLD LOAN (WITH CHEQUE BOOK) | 10.00% |
| 5 | CASH CREDIT (Personal C.C) | 12.50% |
| 6 | Employee Cash Credit (EC) | 12.50% |
| 7 | Loan against NSC / KVP / O.DDA | 11.00% |
| 8 |
Fix Deposite Loan (FDOD) 1% More Than Deposite Interest |
- |
| 9 |
Eduaction Loan (HE) |
10.00% To 11.00% |
| 10 | Professional Loan (PO) | 10.00% |
| 11 |
Car And Commercial Vehicle Loan (VL) |
10.00% |
| 12 | Two Wheeler Loan (VL) | 11.50% |
| 13 | Gold Loan (Renew-OR) | 10% |
| 14 | Gold Loan (Instalment-OL) | 11% |
| 15 | Solar Loan | 10% |
| 16 | Housing Loan (HL) | 10% |
| 17 | Property Loan (PR) | 11% |
| 18 | Personal Loan (MT) | 12.50% |
| 19 | Machinery Loan (ML) | 12.50% |
| 20 | Employee Loan (EL) | 12.50% |
Fixed Deposit Interest Rate
| Sr.No. | Period of Deposits | Interest Rate |
| 1 | 30 days to 180 days | 4.00 % |
| 2 | Within 181 days to 12 months |
5.00 % |
| 3 | 12 months and sub-province within 3 years | 7.50 % |
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News & Notification
[ The Sardargunj Mercantile Co-Operative Bank Ltd, Patan is Registered with DICGC ]
